How We Collect Information
We collect Personally Identifiable Information (“PII”) such as your name, email, phone number(s), address, social security number, date of birth, employer information, income figures, credit card numbers, vehicle information, and current loan/credit information.
We do not collect any personal information about you unless you voluntarily provide it to us. Gravity Lending collects and uses your personal information to evaluate creditworthiness. You may provide this information when you go through our loan application process via our website, through a third-party application service, or by contacting our call center to submit an application.
Use of Collected Information
Gravity Lending uses the information to provide the products and services you have requested, to communicate with you through email, telephone/mobile device, and postal mail, and to perform marketing services that may be of interest to you.
How We Share Collected Information
Gravity Lending may share information with trusted partners to help perform services on our behalf. All third parties are prohibited from using your personal information except to provide these services and are required to maintain the confidentiality of your information.
Gravity Lending may disclose your personal information if required by law to protect the rights, property, or personal safety of our users and the public.
We may use your information to track data within www.gravitylending.com website to deliver customized content that may be of interest to you.
Opt-Out & Unsubscribe
We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information.
We take the necessary security measures including physical, electronic, and procedural, to safeguard your information. When you submit sensitive information via the website, your information is encrypted to protect you as well as firewalls to prevent unauthorized use. Only parties who need specific information are granted access and the information is kept in a secure environment.
Gravity Lending does not knowingly collect personally identifiable information from children under the age of 13. We will not use or maintain information if we determine a user is underage.
Description of Gravity Lending
Gravity Lending is headquartered in Austin, Texas, and is licensed as a registered lender with the Texas Office of Consumer Credit Commissioner. All lenders in the Gravity Lending network are FDIC-insured banks or licensed lenders.
Gravity Lending may share your information with trusted partners to help perform these services on their behalf. All third parties are prohibited from using your personal information except to provide these services and are required to maintain the confidentiality of your information.
Gravity Lending is not a lender and does not make credit decisions in connection with loans. The lender is solely responsible for its services to you and Gravity Lending will not be liable for any damages in any way connected with your service. Gravity Lending does not guarantee acceptance of a loan, loan terms or rates offered. Loan approval standards are established by the lenders themselves.