Refinancing With Gravity Lending Can help Lower your Monthly Payment And Rate.

Prequalify Through Our Secure Online Application Process With NO Impact To Your Credit.

Prequalification can give you a better idea of what your approval odds are.

Get prequalified through one of our friendly and knowledgeable Loan Officers. Our experts will help make the entire refinancing process smoother.

Why Should I Refinance My Vehicle?

  • Lower Your Monthly Payment- $114 Average Monthly Savings**

  • Reduce Your Loan’s Interest Rate

  • Add Or Remove A Co-borrower

  • Extend Your Auto Loan For Added Flexibility

  • Buyout Your Lease

  • Protect your vehicle's equity with Depreciation Protection

  • Protect Your Vehicle With An Extended Warranty

  • Minimize Your Risk With Guaranteed Asset Protection

  • Skip A Payment - Up To 90 Days On Your First Loan Payment

Estimate Your Monthly Loan Payment

Refinance Your Auto With No Hidden Fees!

To Talk To A Representative Please Call

‪888-602-1125

Gravity Lending Auto Refinance Eligibility Requirements

These are some of the requirements needed to refinance with Gravity Lending.

  • Must be employed and have a verifiable source of income

  • Vehicle must be 10 years old or newer

  • Vehicle must have full coverage insurance

  • Must have a valid vehicle registration

  • Must have a valid drivers license

© 2020 by Gravity Lending

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*Rate listed is stated as APR: APR is the Annual Percentage Rate. The APR you qualify for may differ based on a number of factors including the county and state of your primary residence, credit profile, the year model of the vehicle, your debt ratio, the loan length, and the loan to vehicle value ratio.

*Advertised 1.99% APR based on a representative example of refinancing a 2018 or newer vehicle with a FICO score of 750 for a term of 36 months.

**Monthly Savings: Average monthly payment savings shown was calculated from all funded applications between Jan 1, 2020, July 9, 2020, where our clients accepted a lower payment. Payment is a calculation of the approved interest rate, selected term, and amount financed. Your actual savings may differ, more or less and you can typically customize many aspects of your loan to find the savings you want.

**Total Savings: Average monthly payment savings shown was calculated from all funded applications between Jan 1, 2020, July 9, 2020, where our clients paid less over the life of the loan. Your total savings can be more or less depending on a combination of the rate approved, the term selected, and the total amount financed.