new logo (1).png

Refinance Your vehicle

Gravity Lending Members Saved Approximately $114 On Average**

Rates As Low As 1.99%*

To Talk To A Representative Please Call

Get options quickly

Expedited Approvals

No application fees

Excellent customer support

secure online application process

Refinancing With Gravity Lending Can help Lower your Monthly Payment And Rate.

Prequalify Through Our Secure Online Application Process With No Impact To Your Credit.


Apply Online

Customize Your Loan

Sign On Your Phone

Prequalification can give you a better idea of what your approval odds are.

Get prequalified through one of our friendly and knowledgeable Loan Officers. Our experts will help make the entire refinancing process smoother.

Why Should I Refinance My Vehicle?

  • Lower Your Monthly Payment- $114 Average Monthly Savings**

  • Reduce Your Loan’s Interest Rate

  • Add Or Remove A Co-borrower

  • Extend Your Auto Loan For Added Flexibility

  • Buyout Your Lease

  • Protect your vehicle's equity with Depreciation Protection

  • Protect Your Vehicle With An Extended Warranty

  • Minimize Your Risk With Guaranteed Asset Protection

  • Skip A Payment - Up To 60 Days On Your First Loan Payment

  • 84 Months Loan Terms Available

To Talk To A Representative Please Call

© 2020 by Gravity Lending


hours of operation

Monday - Friday  8:00am - 6:00pm

  • Facebook
  • Twitter
  • Tumblr
  • Instagram

*Rate listed is stated as APR: APR is the Annual Percentage Rate. The APR you qualify for may differ based on a number of factors including the county and state of your primary residence, credit profile, the year model of the vehicle, your debt ratio, the loan length, and the loan to vehicle value ratio.

*Advertised 1.99% APR based on a representative example of refinancing a 2018 or newer vehicle with a FICO score of 750 for a term of 36 months.

** Monthly Savings: Average monthly payment savings shown was calculated from all funded applications between Jan 1, 2020, July 9, 2020, where our clients accepted a lower payment. Payment is a calculation of the approved interest rate, selected term, and amount financed. Your actual savings may differ, more or less and you can typically customize many aspects of your loan to find the savings you want.