*Rate listed is stated as APR: APR is the Annual Percentage Rate. The APR you qualify for may differ based on a number of factors including your credit profile, the year model of the vehicle, your debt ratio, the loan length, and the loan to vehicle value ratio.

*Advertised 2.39% APR based on a representative example of refinancing a 2018 or newer vehicle with a FICO score of 750 for a term of 36 months.

**Monthly Savings: Average monthly payment savings shown was calculated from all funded applications between Jan 1, 2020, July 9, 2020, where our clients accepted a lower payment. Payment is a calculation of the approved interest rate, selected term, and amount financed. Your actual savings may differ, more or less and you can typically customize many aspects of your loan to find the savings you want.

**Total Savings: Average monthly payment savings shown was calculated from all funded applications between Jan 1, 2020, July 9, 2020, where our clients paid less over the life of the loan. Your total savings can be more or less depending on a combination of the rate approved, the term selected, and the total amount financed.